When some people do transactions through SBI net banking or through YONO app, the money is not transferred, the transactions fail, and this message comes ‘You don’t have necessary rights to do the transaction from this account’. If this happens to you too, then after reading this article you will not get this message and your transaction will not be unsuccessful.
This happens because you have not enabled full transaction rights in your SBI bank account, today in this article I will tell you how you will enable full transaction rights for your account so that you can transfer money successfully.
What are Transaction rights in SBI Online?
As you might know, SBI is the largest bank in our country and SBI customers can access all the banking services, like internet banking, YONO app services, sending money to other banks, etc.
But sometimes they have to face difficulties in banking services, One of the problems is that this message will come ‘You don’t have necessary rights to do the transaction from this account’. This message often comes to those customers who have not enabled ‘Full Transaction Rights’ in their SBI bank account.
To fully utilize Internet banking and mobile banking in the SBI bank account, we will have to upgrade limited transaction rights. Which some people do not do, that is why this message comes. There are three ‘transaction rights’ for the SBI bank accounts, which we have explained below.
● View Only Rights: If you select the ‘View Only Rights’ option then you can only view your bank account information, cannot transfer any money, and cannot make any transaction, because of selecting this option you will get that message and you are not able to do transactions.
● Limited Transaction Rights: If you select the ‘Limited Transaction Rights’ option, you get only a few services, if you want limited rights in SBI mobile and internet banking then you can select this option. You cannot send money from your SBI bank account to other banks If you opt for this option.
● Full Transaction Rights: If you select this option then you get all the transaction rights. By opting for this option you do not face any limitations, you can use net banking and mobile banking with full rights. You can access all the services, and transfer money from your bank account to another bank. If you want to operate an SBI bank account without any restrictions and limitations, then you will have to enable this option.
We have explained below how to enable full transaction rights in SBI Bank Account.
How to change Transaction rights in SBI online?
There are two methods to get full transaction rights in SBI, the first method is that you go to the official website of SBI, log in and enable transaction rights from there. The second is to enable full transaction rights through the SBI YONO mobile app.
First of all, know how to enable full transaction rights through net banking:
Change Transaction rights of SBI by Net Banking
Step 1: First of all, open the official website of SBI on your mobile or laptop, and log in by entering your username and password.
Step 2: Now the option of ‘Request & Enquiries’ will appear on the top of the screen, click on it.
Step 3: Now you will see many options, among them you have to select the ‘Request & Enquiries’ option.
Step 4: Now SBI account number will appear. If you have more than one SBI account, then select the account number for which you want to upgrade transaction rights.
Step 5: Now you have to click on the ‘Upgrade Access Level’ option, and three options will appear, among them you have to choose ‘Full Transaction Rights’, then click on Submit.
Step 6: Now you will receive OTP on the registered mobile number, enter it and click on confirm.
Step 7: As soon as your request is accepted, your transaction rights will be upgraded and you will also get the message, It takes some time for the upgrade in the bank records, It may take an hour.
After following these steps, you will have enabled full transaction rights. Now you can send money to anyone without any hassle.
Change Transaction rights of SBI in Yono App
Step 1: First of all, Open the Yono app, if don’t have then install it and register, after opening the app login. (You cannot do this in the SBI Yono Lite App, you have to install the SBI Yono App only.)
Step 2: After logging in to the SBI YONO app, Scroll down and click on ‘Service Request’.
Step 3: Now you will see many options, among them click on the ‘Settings’ option.
Step 4: Now you will see the ‘Manage Transaction Rights’ option, click on it.
Step 5: Now you have to enter the net banking profile password that you had created earlier. Net banking profile password is different from Internet banking password.
Step 6: Now select your account number, after that, there will be an icon in the shape of a pencil, click on it to edit.
Stop7: Now three options will appear which we mentioned above, out of which you have to select ‘Full Transaction Rights’ and click on Confirm.
In this way, you can enable full transaction rights from your mobile through Yono SBI app. Now your transactions will not fail and you will not get this message.
What is the charge for full transaction rights in SBI accounts?
You do not need to pay any fee for upgrading the transaction rights of your SBI bank account nor will you be asked for any fee. You can enable full transaction rights in any way by following the steps mentioned above and send money from one bank to another without any hassle.
I have only view only rights in the SBI mobile banking. Can I change it?
Yes, you can easily enable ‘Full Transaction Rights’ from ‘View Only Rights’, you just have to follow the steps given above.
I am unable to transfer money to another bank account that I have added to the list. How can I change my limited transaction rights?
If you want to get full transaction rights, you will have to move from limited transaction rights or view-only transaction rights to full transaction rights. Then only you can transfer funds and also from one bank to another without any interruption.
You don’t have necessary rights to do the transaction from this account?
If you are getting this kind of message, it means you have not upgraded your transaction rights. So you can do it easily. For this, we have mentioned the steps above.
What is full transaction right and limited transaction right in SBI Online?
Full transaction rights mean you can send money from SBI bank account to other banks, apart from this you also get access to other banking services. Limited Transaction Rights mean you get limited rights to do transactions. You cannot send money from your bank account to any other bank.
I have view-only transaction rights in SBI, how to change it into Full transaction rights?
To enable full transaction rights from view only transaction rights, you have to follow the steps given by us.
I’m unable to transfer money to other bank accounts as I have limited transaction rights, what I do?
To send money from State Bank account to another bank, turn on Full Transaction Rights. To turn on full transaction rights, you can take the help of net banking or YONO app.
How to get transaction rights in Yono SBI?
For full transaction rights in SBI Yono app, follow the steps given above.
Hope now you know what is full transaction rights and how to enable this by net banking and in the Yono App. I have also gotten that message but when I switch to sull transaction rights I can make transactions successfully without any error message.