Do you have a bank account in Indian Bank and you need the CIF number of your Indian Bank account, then you should read our article. We are going to tell how you can easily find the Indian Bank CIF number.
What is the CIF number in Indian bank?
CIF number means Customer Information File or Client Identity File. When you open an account in Indian Bank, you get this 11-digit number, which is a unique number given to identify every customer.
Even if you have more than one bank account in Indian Bank, you are given only one CIF number and all the bank accounts are linked to this one CIF number. Some banks have 9-digit CIF numbers, some have 4 digits, and 8 digits and Indian bank account customers get 9 and 11-digit CIF numbers.
A CIF number contains all the information about the customer. CIF number is used for different banking services, like it is needed to transferring your account from one bank branch to another, applying for a loan, getting a chequebook, etc. Indian Bank CIF number is necessary.
Apart from this, CIF number is required to properly use mobile banking, internet banking and other digital services provided by the bank.
Why CIF Number is Important in Indian Bank?
● CIF number keeps a record of all your personal information.
●CIF number is required to transfer your bank account to another branch.
●Because of CIF number, the bank knows who you are and what you do to earn money.
●CIF number is required to link Aadhar card with your bank account.
●CIF is required to update KYC information in your bank account.
● CIF number is required for registration before using Internet Banking and Mobile Banking.
●If you have to make any complaint related to banking services in your bank, then you have to provide your CIF number.
7 Easy Ways to Find CIF Number of Indian Bank Account?
1. Get CIF No of Indian bank through Bank Page
Step 1: Go to the official page of Indian Bank ‘Know your CIF online‘.
Step 2: Now you have to enter your Indian Bank account number and your registered mobile number.
Step 3: Fill the captcha and click on send ‘OTP button’.
Step 4: Enter the OTP that will come on your registered mobile number and click on the ‘Get CIF’ button.
Step 5: The CIF number of your Indian Bank account will be sent to you through SMS.
2. Know the CIF number of Indian bank through Net Banking
Step 1: Go to the official net banking website of Indian Bank.
Step 2: Login by entering your information.
Step 3: Now you have to click on ‘My Accounts’ option and then click on ‘Summary’.
Step 4: Here you will see your bank account information which will also include CIF number.
3. Find the CIF No of Indian bank through the Mobile App
You can also get your Indian Bank CIF number through Indian Bank Mobile App, the name of Indian Bank Mobile App is IndOASIS.
Step 1: First install this app from Google Play Store and then open it.
Step 2: Now enter the password, log in through user ID or MPIN.
Step 3: Now you will see the option of accounts, click on it.
Step 4: Now you have to select your bank account number for which you want to see the CIF number. Now you will see the CIF number.
4. Get an Indian bank CIF number via Passbook
When you open a bank account in Indian Bank, you are given a passbook. Passbook is a small booklet in which all the transactions of our bank account are recorded. All the information related to our bank account like our name, account number, CIF number, address etc. is printed in the passbook.
Along with important information related to the bank like IFSC code, MICR code, bank contact number, email address, etc. the CIF number is also there.
As soon as you open the passbook, the first page which contains your account number name, your CIF number will be found in this page, you just need to look. The best and easiest way to find CIF number is to search through passbook.
5. How to get the CIF number of Indian bank by SMS
If you are unable to use mobile banking or internet banking, you can still find Indian Bank CIF number through SMS banking. Write ‘CIF’ and send it to this number ‘94443-94443’. After this, CIF number and other information will be sent to you through SMS.
6. Get an Indian bank CIF number via Customer Care
To get CIF number through customer care, call Indian Bank toll free numbers 1800 4250 0000 or 1800 425 4422.
- Call either number and select your language.
- Now out of all the options given to you, select the option which is account related.
- Now enter your 16 digit debit card number and PIN, you have to select the CIF number inquiry option now.
- After this the customer care executive will verify your information and will be told your Indian Bank CIF number.
7. Know your CIF Indian bank from the chequebook and Welcome Letter
You can know the CIF number of your Indian Bank account through check book also, CIF number is often on the first page of your check book, where you have other information like your name, account number, IFSC code, MICR code, branch code, etc, your CIF number is also there.
This method is for those who have opened a new bank account and have not yet registered for internet banking or mobile banking.
Apart from the check book, you can also find your CIF number in the welcome letter. Welcome letter is received by every customer who is a new customer of Indian Bank. Inside which there is important information about the bank account and also the CIF number.
8. Know your cif number Indian bank by visiting Bank Branch
Apart from online methods, we can also know our CIF number by visiting the bank branch. After trying all the methods, if you still do not get the CIF number, then you should go to the bank branch.
For this you will have to give your bank account number to the bank staff, the bank staff will verify your information and then give you the CIF number.
Apart from this, you can also ask for account statement from the bank. Bank statement contains information related to your bank account, you can find your CIF number from here also.
Indian bank CIF number without Passbook?
To find a CIF number without a passbook, you have many options:
- You can find the CIF number in check book.
- Through welcome letter.
- Through online methods like Internet banking and mobile banking.
- Or you can also find your CIF number online by visiting the ‘Know Your CIF’ page of Indian Bank.
The best way to find a CIF number without a passbook is through SMS banking and customer care, you can know your CIF number by messaging and calling.
What is the customer care number of Indian Bank to ask CIF number?
To find CIF number, the toll-free numbers of Indian bank account are 1800 4250 0000 or 1800 425 4422.
Can I get the CIF number of the Indian Bank by SMS?
Yes, you can also know the CIF number by sending an SMS. Send an SMS to this number 94443-94443 by typing ‘CIF’.
Is the Customer ID the same as the CIF number?
Genrally, the CIF number is same as Customer ID.
What is the IFSC number and how is it different from the Customer Information File number?
IFSC code means Indian Financial System Code, IFSC codes are for banks, these codes are alphanumeric i.e. contain both numbers and alphabets. Every bank branch has its own unique IFSC number/code.
CIF means Customer Information File or Client Information File, CIF number consists of only numbers and every bank account holder has a unique CIF number.
Can I use the CIF number for online transfer?
No, you cannot transfer money through CIF number.
Is it safe to share the Indian Bank CIF with others?
Not At all, you should not share your CIF number with anyone, because the CIF number is linked to your bank account number and your personal information. You can share it only with the authorized staff of the bank when necessary, otherwise, you should not share the CIF number with anyone else you may get fraud or scammed.
So, these are the ways by which you can know the CIF number of your Indian Bank account. The easiest way among these is to check the passbook, chequebook and welcome letter. Apart from this, you can also use the online method. If you have any questions related to the CIF number Indian Bank, then comment.